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#CHASE DOM CARD CREDIT REQUIREMENTS HOW TO#
#CHASE DOM CARD CREDIT REQUIREMENTS FREE#

Payment history and the amounts you owe are the two factors that matter the most in credit scoring models. Several factors go into determining your credit score. Credit scores and reports may let lenders like Chase know how risky it would be to lend money to a consumer. Your credit score may vary between the bureaus because each bureau uses its own scoring model, but the ranges are similar.

A good credit score starts at around 670, while an excellent score typically starts at 740.Ĭredit is typically reported by three major credit bureaus: Equifax, Experian and Transunion. The Chase Freedom Flex card may require good to excellent credit, but it’s possible to improve your credit score in as little as a few months-depending on your situation.

#CHASE DOM CARD CREDIT REQUIREMENTS HOW TO#

How To Improve Your Credit Score to Get the Chase Freedom Flex These are provided as guidelines only and approval is not guaranteed. This is just one scoring method and a credit card issuer may use another method when considering your application.

#CHASE DOM CARD CREDIT REQUIREMENTS FREE#

Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.Ĭredit Score ranges are based on FICO® credit scoring.

No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card.

Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% – 29.24%.

Cash Back rewards do not expire as long as your account is open! You can choose to receive a statement credit or direct deposit into most U.S.

After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).

INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!.

We recommend avoiding submission of more than two applications within a six-month period. If you’re hoping to receive approval for the Freedom Flex, we recommend monitoring your credit score until it’s at or near 700, then submitting a formal application to Chase. Note that preapproval isn’t approval, though, just a guideline that informs you that you meet the criteria for approval. Chase offers a preapproval tool on its website, so you will have some valid info about whether you’ll qualify before applying.

A score over 700 will likely serve you better. You might need a score of at least 670 or higher. An excellent score certainly wouldn’t hurt, but no specific credit score guarantees an approval-your financial situation and creditworthiness as determined by Chase will determine your chances of approval. Read More: Chase Trifecta Credit Score Needed for the Chase Freedom Flex CardĬhase doesn’t specify what credit score is recommended or required for Chase cards, but the Freedom Flex card is one of Chase’s best options for earning cash-back rewards, which means applicants will likely need at least a good credit score to qualify. You’ll likely need a good to excellent credit score of at least 670 or higher to be considered for the Freedom Flex card. It earns 5% cash back on up to $1,500 in categories that rotate quarterly (requires activation), 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% cash back on dining and drugstores and 1% cash back on all other purchases. The Chase Freedom Flex℠ * is a great option for earning cash-back rewards with no annual fee.